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Covering the Tools of a Contractor

The old saying goes, “a carpenter is only as good as his tools”.  If that saying is true, the tools of any skilled tradesman would be the most valuable asset they own.  Try to picture a carpenter working without a hammer, a plumber without a wrench, or an excavating contractor without a..

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Claims-Made vs. Occurrence Coverage Triggers

More and more contractors are understanding the importance and necessity of Professional Liability insurance. While the coverage afforded by Professional Liability policies depends on the carrier,  one thing that is constant, and often overlooked, is that the coverage trigger on a Professional..

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How to Get the Most out of your Safety Meetings

It is that time of year in the Construction world: time to hold annual Safety Meetings.  Prior to the spring start-up it is a great idea, and best practice, to get your team together and start the year off on the right foot.  Use this time to roll out any new policies and procedures that you..

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The Construction Industry’s Need for Electronic Data Liability Coverage

Most construction related businesses understand the need for General Liability or Worker’s Compensation insurance and have a basic working knowledge those coverages.  However, many business owners may not look closely at some of the exclusions or special nuances of those insurance policies. In..

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Improving Effectiveness Of Your Contract Administration Process

I just got back from our local Associated General Contractors (AGC) winter membership meeting and would like to share some thoughts.  Bob Barker and our local AGC team lined up two excellent presenters.  The latter speaker, Ryan Howsom, focused his presentation around a survey commissioned by..

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Builder's Risk  - I’m Covered, Right?

Whether you are a developer, owner, or contractor, a properly structured builder’s risk program is essential to the success of your project.

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Steps to Take BEFORE Signing a Construction Contract

Before signing any contract, we strongly recommend having a lawyer review the contract on your behalf as well as utilizing your Hausmann-Johnson service team to review the insurance portion.  We are here to review the insurance requirements in your contracts and inform you of items that we feel..

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One Way to Stay in an Owner’s Good Graces

On occasion, general contractors are required by contract to purchase a builders risk policy to cover the owner’s interest, the general contractor’s interest and the interest of the subcontractors and sub-subcontractors.  The "quick fix" would be for the general contractor to contact their..

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