Commercial insurance policies can be very complex and often times have hundreds of pages. Sometimes there are things in the back of the policy that maybe aren’t so favorable. They might even have a positive connotation, but if read in detail are actually the opposite.
The old saying goes, “a carpenter is only as good as his tools”. If that saying is true, the tools of any skilled tradesman would be the most valuable asset they own. Try to picture a carpenter working without a hammer, a plumber without a wrench, or an excavating contractor without a..
Apartment owners and property managers have a means to protect their limits of insurance, and it won’t cost them a penny. I am talking, of course, about renters insurance. What many forget about renters insurance though, is the liability coverage that is included.
Advancements in technology and our ability to rapidly communicate with people all over the world are making it easier for US based companies to expand overseas. Whether your company is beginning to sell/ship products to other countries, starting to manufacture products overseas, or simply..
First off, where does this word “Dram” come from? Historically alcohol was sold by a unit of measure called a “Dram” meaning 1/8 of a fluid ounce.
The malicious ransomware called “WannaCry” hit businesses large and small across the globe in 2017. With more than 200,000 systems infected in over 150 countries, this large scale virus affected schools, governments, businesses, and even forced emergency rooms to close.
When property owners have to turn to their insurance because of a loss such as a fire, they expect the damages and reconstruction to be covered under their insurance program. Many business owners are familiar with the term “replacement cost” and assume that it covers whatever expenses might..
In the world of business, time is money. Consider the impact your business would face if even one piece of equipment essential to daily operation failed. In many scenarios, your operations would be immediately interrupted. Do you have backup equipment at the ready? Do you have another facility..
More and more contractors are understanding the importance and necessity of Professional Liability insurance. While the coverage afforded by Professional Liability policies depends on the carrier, one thing that is constant, and often overlooked, is that the coverage trigger on a Professional..