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Who’s Covering Your Tenant’s Liability?

Apartment owners and property managers have a means to protect their limits of insurance, and it won’t cost them a penny. I am talking, of course, about renters insurance. What many forget about renters insurance though, is the liability coverage that is included.

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Equipment Breakdown: Time is Money

In the world of business, time is money. Consider the impact your business would face if even one piece of equipment essential to daily operation failed. In many scenarios, your operations would be immediately interrupted. Do you have backup equipment at the ready? Do you have another facility..

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Ordinance or Law Coverage: When Like Kind or Quality is Not an Option.

You are the owner of a building that is damaged by a small fire.  The building is covered by a standard commercial property policy, so you submit the claim to your carrier. 

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Water Damage. What is Your Exposure?

Imagine this scenario: You are a property owner. You get a call from your tenant letting you know that they have water all over the place. Does your property insurance policy provide coverage?

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PCI Fines/Penalties Coverage can be Critical for the Hospitality Industry

The hospitality industry is often thought of as one of the most attractive targets for a data breach. It doesn’t take much thought to understand why: the sheer volume of credit card and personally identifiable information that runs through restaurants, bars, hotels, etc, is daunting. When you..

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Winter Weather Advisory

With winter weather right around the corner, it is important for property managers to review and update their snow and ice removal procedures. Snow and ice related claims are both frequent and severe. Luckily, there are some pretty simple steps property managers can take to prevent these losses.

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Why Real Estate Developers Need Pollution Policies

Real estate developers can easily be drawn into claims for damage caused by pollutants and can find themselves paying hundreds of thousands of dollars in fines, remediation costs, repairs, and third-party damages.   Pollution Liability coverage is usually seen as necessary only for businesses..

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The Hospitality Industry’s Professional Liability Problem

See, you know how to take the reservation, you just don’t know how to *hold* the reservation and that’s really the most important part of the reservation, the holding. Anybody can just take them.   – Jerry Seinfeld

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