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How to Properly Insure Vacant Property

The popularity and convenience of shopping online is causing brick and mortar stores to go out of business or to consolidate locations. Sears & Kmart (46 Stores), Toys R Us (735 Stores), Bon Ton (256), and Sam’s Club (63 Stores) are just some of the national chains that have closed stores due to..

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My Path to HJI: Diana Schmidt - Property & Casualty Consultant

Welcome to the next post in our blog series: My Path to HJI. These are stories from associates on how they got started in insurance, what led them to their role at Hausmann-Johnson Insurance, and advice for others thinking about making a start in the industry.

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Subrogation, What Does it Mean to You?

While combing through many contracts over the past few years I’ve come across the word subrogation many times. When I started my career at Hausmann-Johnson Insurance I understood the idea behind subrogation, but I didn’t completely comprehend what these contracts were asking our insurance..

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The Fundamentals of the National Flood Insurance Program (NFIP)

Author: Doug Lefeber

Category: Property & Casualty

  1. Who can purchase a flood policy?

All owners of insurable property (building and/or contents) in a community that participates in the NFIP.

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Important Flood Links and Information

Here are some important links we've gathered that may help answer questions regarding the historic flooding in Southern Wisconsin this week:

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Template Language in Health Plan Documents Presents Litigation Risk

Author: Schuyler File

Category: Employee Benefits

Self-funded health plan sponsors can avoid unnecessary litigation by ensuring that template language currently in use by some Third-party Administrators (TPAs) and insurers offering Administrative Services Organization services (ASOs) is updated to adequately address risks that are the subject..

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Student Debt Relief: Innovation or Fad?

Author: Kyle Von Ruden

Category: Employee Benefits

Younger workers are challenging  employers’ status quo and I like it!  In today’s challenging labor market, employers are finding they need to “reinvent” themselves more than ever and it is quite a healthy exercise for our future workforce. 

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Employee Development through Coaching

Thirty years ago, you went to work, did your job, and got paid.  That was all that you expected, and that is all that your employer offered.  But over time, the employer-employee relationship has changed.

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