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Business Income Coverage: Saving Your Business from Failure!

Imagine this: You own a deli shop and operate that business in a commercial space that you rent. Your income is derived entirely from meat and other food sales. One day, a tornado blows through town, damaging your shop severely. The building is now unusable, the refrigerators are gone, the..

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Violence in the Workplace - My Story

Growing up in the Midwest, I always felt secure and never thought about horrible things that could go wrong outside of my home.  I began my career in insurance working for Wausau Insurance Companies and was a multiple line claims adjuster in the areas of the Upper Peninsula of Michigan and..

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How to Attract Top Millennial Talent Without Trendy Benefits

Author: Alissa Martin

Category: Employee Benefits

As healthcare costs continue to rise and demographics are rapidly changing, many employers are faced with difficult decisions when it comes to their employee benefit offerings.  There have been a multitude of flashy trending workplace benefits that on paper seem exciting and attractive,..

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Paid Leave Programs – 5 Design Considerations to Ensure Success

Employer paid leave programs for employees are making headlines throughout the country. In some states and municipalities they are mandated by law. But for most employers, they remain a voluntary program that employers are increasingly turning to in an effort to support employee wellbeing and..

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2 Questions Property Owners Should Ask About Pollution Liability

For starters, most general liability insurance policies have a pollution exclusion built into the coverage form, and often additional exclusionary wording regarding mold and fungi. These exclusions are meant to exclude coverage for bodily injury or property damage arising out of the discharge,..

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Achieve World-Class Safety with a Safety Management System Evaluation

How is your safety process working? Is it providing the results you want?

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Cyber Risk – What Can We Expect In 2018?

Looking back, 2017 was a big year for cyber-attacks affecting large and small businesses worldwide, government entities, and individual’s private personal information.  Below are some of the large-scale events that you might recall:

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