Sarah Borders, CEBS

Principal, Benefits Compliance Solutions Sarah has spent the last 15 years in the employee benefits industry, has numerous designations and serves on NAHU’s Employer Working Group Subcommittee and is an active board member of Austin AHU. She recently stepped down as Vice President of Benefits Compliance at one of the nation's largest brokerage firms to start her own compliance consulting practice. Her designations include an active license with the Texas Department of Insurance, CEBS (Certified Employee Benefits Specialist), Certified Health Care Reform Professional, HIPAA certification and Health Care Service Associate. She holds an MBA from Texas A&M Corpus Christi and a BA from University of Incarnate Word. Her consulting firm, Benefits Compliance Solutions, partners with employers to identify unknown risks and avoid hundreds of thousands of dollars in fines and lawsuits from failure to comply with their healthplan obligations.

Recent Posts

Hot Topic: Failure to Pay PCORI Fee

"An employer did not pay or file their PCORI fee last year. What should an employer do if they didn’t file?"There is no specific penalty for failure to report or pay the PCORI fee. However, since this fee is considered an excise tax, any related penalty and interest for failure to file a return..

Keep Reading

Employer Alert: COBRA Subsidy Tax Credit Due July 31

If your organization had any assistance eligible individuals (AEIs) who received subsidized COBRA coverage during April, May, or June, a tax credit is available by filing Form 941 for the 2nd quarter. The form is due July 31, 2021.

Keep Reading

Hot Topic: Termination and the COBRA Subsidy

"An employer is terminating an employee due to elimination of the position, but the elimination is not related to COVID. Would he or she be eligible for the subsidy in this situation?"The COBRA event does not have to be related to COVID.If an individual lost eligibility due to any reduction in..

Keep Reading

EEOC Issues Guidance on Vaccine Incentives

The EEOC has updated the Technical Assistance Questions and Answers as of May 28, 2021. Under this new guidance, the EEOC confirms the applicability of its wellness regulations under the ADA and GINA regarding vaccine incentives.The updated guidance confirms that, under the ADA, if the employee..

Keep Reading

IRS Issues Key ARPA Subsidy FAQs

On May 18, 2021, the IRS released FAQs regarding COBRA and state continuation premium subsidies. As a reminder, these subsidies required to be paid 100% for assistance eligible individuals (AEIs) under the American Rescue Plan Act of 2021 (ARPA).ARPA gives an enrollment opportunity for..

Keep Reading

IRS Guidance Related to Tax Credits for Paid Sick and Family Leave Released

On April 29, 2021, the IRS issued guidance that gives clarifying information regarding employer tax credits available for voluntary paid sick and family leave made available under ARPA. ARPA extends tax credits to eligible employers for providing paid sick and family leave from April 1, 2021..

Keep Reading

100% COBRA Subsidies Under American Rescue Plan Act

On March 11, 2021, the President signed into law the American Rescue Plan Act (ARPA) H.R.1319.

Keep Reading

DOL Guidance on COBRA/HIPAA Outbreak Period Relief

In April 2020, the U.S. Department of Labor (DOL) released Disaster Relief Notice 2020-01, which provided an extension from certain deadlines for employee benefit plans, retro-active back to March 1, 2020. Under the extension, the applicable timelines were essentially paused until the earlier of..

Keep Reading