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Expense Control During COVID-19

Author: Jim Ahearn

Category: Property & Casualty

We understand the current economic circumstances are taking a toll on businesses of all sizes.  We want to do our part to help our clients manage expenses, yet continue to protect their business like they have come to expect. 

Most insurance programs are rated off of sales, payroll, and property values. If your business has been affected by COVID-19 we highly recommend working with your team at Hausmann-Johnson Insurance to adjust these exposures as a way to help with current cash flow.  Be aware that in cases such as minimum premiums or policies not subject to audit, changes may not be possible.

Many insurance companies are being flexible with billing and often waiving late fees.  If your business needs assistance with this, carriers are typically asking their policyholders to contact them directly but please feel free to contact us and we can have a conversation about your situation.

If we can be of any assistance in either of these steps, please let us know. Below are links and phone numbers to access our insurance carriers:

Society Insurance 888-576-2438 ext 5522

Cincinnati Insurance 888-242-0888

Hanover 800-922-8427

EMC 800-447-2295

Travelers 1-800-842-5075

West Bend 1-800-236-5002

Acuity 1-800-242-7666

CNA 1-877-276-7507

Sentry Insurance 1-800-473-6879

Midwest Family 1-800-225-5636

About the Author

Jim Ahearn

Posted in: Property & Casualty

Posted by Jim Ahearn

Before joining the team at Hausmann-Johnson Insurance in 2008, Jim partnered with HJI as a property and casualty underwriter at Cincinnati Insurance. While he underwrote commercial insurance programs for HJI, he also led a team of claims, audit, and risk control representatives with Cincinnati. This level of involvement gave Jim an intimate knowledge of HJI’s clientele, level of service, and way of doing business. Jim’s experience lent itself well towards a transition to the agency, giving Hausmann-Johnson the expertise to better negotiate for clients and position them at a higher level in the insurance marketplace. Now as Vice President of Risk Management, Jim is involved with HJI’s most complex insurance programs and largest clients. Jim became a shareholder of Hausmann-Johnson in 2011. He holds a bachelor’s degree from Elon University and has pursued post-graduate studies. He is a Chartered Property Casualty Underwriter (CPCU) and holds the Certified Risk Management (CRM) and Certified Insurance Counselor (CIC) designations from the National Alliance for Insurance Education and Research.

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