Builder’s Risk Insurance and Waivers of Subrogation

Spring has sprung and with that the building season is in full swing! Though, come to think of it, when hasn’t building been in full swing as of late? With all these buildings going into the ground and sprouting out of it, it makes me think of builder’s risk insurance

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Prevent Your Pipes From Freezing this Winter

Winter weather is on its way and along with the arctic air comes the risk for frozen pipes. Have you done the following to prepare your home and business this winter?

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Hackers Aren’t Looking For You. That Doesn’t Matter.

I sometimes have to take a step back and remember that not everyone’s LinkedIn feed is filled with cyber insurance companies, digital forensics firms, information security systems providers, and the like. I see news reports on breaches, network extortion attacks, and computer fraud on a daily..

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How to Properly Insure Vacant Property

The popularity and convenience of shopping online is causing brick and mortar stores to go out of business or to consolidate locations. Sears & Kmart (46 Stores), Toys R Us (735 Stores), Bon Ton (256), and Sam’s Club (63 Stores) are just some of the national chains that have closed stores due to..

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Subrogation, What Does it Mean to You?

While combing through many contracts over the past few years I’ve come across the word subrogation many times. When I started my career at Hausmann-Johnson Insurance I understood the idea behind subrogation, but I didn’t completely comprehend what these contracts were asking our insurance..

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The Fundamentals of the National Flood Insurance Program (NFIP)

Author: Doug Lefeber

Category: Property & Casualty

  1. Who can purchase a flood policy?

All owners of insurable property (building and/or contents) in a community that participates in the NFIP.

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Important Flood Links and Information

Here are some important links we've gathered that may help answer questions regarding the historic flooding in Southern Wisconsin this week:

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Making Music in Construction Contract Management

A few weeks back my daughter treated me to tickets for an Anderson East concert at the Majestic Theatre in Madison, WI.  (By the way, he puts on a great show.) During the second set, he covered one of my favorite old tunes by Sam & Dave, “Hold On, I’m Coming.” He then immediately transitioned..

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Medical Payments Limit: When Less Becomes More

Now and again, it is our recommendation in the insurance industry that businesses carry higher liability limits. So, someone might wonder: “Why is my medical expenses limit so low compared to my other general liability coverages?”

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Real Estate, meet Hospitality.

Underground parking? On-site gym? Rooftop pool? Mechanical valet parking? Developers and property managers alike agree that these Class-A amenities have now become commonalities in the multifamily housing sector. While luxury amenities have been established as significant selling points, tenant..

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