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Ho, Ho, Host Liquor Liability

The holiday season is officially upon us, and for many, this means that festive parties are right around the corner. As Wisconsinites, we’ve grown accustomed to enjoying an Old Fashioned, Hot Toddy, or Tom and Jerry to warm us up during these cold weather revelries. Unfortunately, there is..

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ASC 606 and Qualified Opinion Letters

Beware of the qualified opinion letter!  With accounting revenue recognition standards changing for work under contract, consider your credit relationships when you decide whether or not to change your accounting method to Generally Accepted Accounting Principles (GAAP).

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It’s a Trap!  Common Coverage Limitations That Could be Lurking in Your Property Policy

At first glance, a commercial property policy seems straightforward.  It lists the property covered, what causes of loss are covered, and how much it’s covered for.  But did you know that there are many ways a property policy’s coverage can be restricted?  If an insured is not fully aware of the..

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Protective Safeguards Endorsement

Commercial insurance policies can be very complex and often times have hundreds of pages. Sometimes there are things in the back of the policy that maybe aren’t so favorable. They might even have a positive connotation, but if read in detail are actually the opposite.

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Covering the Tools of a Contractor

The old saying goes, “a carpenter is only as good as his tools”.  If that saying is true, the tools of any skilled tradesman would be the most valuable asset they own.  Try to picture a carpenter working without a hammer, a plumber without a wrench, or an excavating contractor without a..

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Who’s Covering Your Tenant’s Liability?

Apartment owners and property managers have a means to protect their limits of insurance, and it won’t cost them a penny. I am talking, of course, about renters insurance. What many forget about renters insurance though, is the liability coverage that is included.

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If You Want to Destroy my Sweater…

…hold this thread as I walk away; so goes the Weezer song.

The LA punk band may not be known for their risk management prowess (shocking, right?), but they were on to something that can be useful in understanding the future of cyber security risk.

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Doing Business Abroad? Know Your Kidnap & Ransom Exposures

Advancements in technology and our ability to rapidly communicate with people all over the world are making it easier for US based companies to expand overseas. Whether your company is beginning to sell/ship products to other countries, starting to manufacture products overseas, or simply..

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Wisconsin Dram Shop Liability: Restaurants and Taverns

First off, where does this word “Dram” come from? Historically alcohol was sold by a unit of measure called a “Dram” meaning 1/8 of a fluid ounce.

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10 Tips to Protect Your Business from Ransomware Attacks

The malicious ransomware called “WannaCry” hit businesses large and small across the globe in 2017With more than 200,000 systems infected in over 150 countries, this large scale virus affected schools, governments, businesses, and even forced emergency rooms to close.

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