3 Tips for Snow Removal Season

“Many human beings say that they enjoy the winter, but what they really enjoy is feeling proof against it.”― Richard Adams

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Claims-Made vs. Claims-Made and Reported

More often than not (and some would argue rightfully so) my peers and I focus on explaining the difference between an occurrence and a claims-made policy due to how the coverage triggers drastically affect whether coverage is afforded or not; exhibit A: Claims-Made vs. Occurrence Coverage..

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Episode 4.2: Real or Fake Insurance?

Space station insurance? A chest hair policy? See if game show host David Kruse can stump two of the best and brightest in the insurance industry!

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Builder’s Risk Insurance and Waivers of Subrogation

Spring has sprung and with that the building season is in full swing! Though, come to think of it, when hasn’t building been in full swing as of late? With all these buildings going into the ground and sprouting out of it, it makes me think of builder’s risk insurance

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Prevent Your Pipes From Freezing this Winter

Winter weather is on its way and along with the arctic air comes the risk for frozen pipes. Have you done the following to prepare your home and business this winter?

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Hackers Aren’t Looking For You. That Doesn’t Matter.

I sometimes have to take a step back and remember that not everyone’s LinkedIn feed is filled with cyber insurance companies, digital forensics firms, information security systems providers, and the like. I see news reports on breaches, network extortion attacks, and computer fraud on a daily..

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How to Properly Insure Vacant Property

The popularity and convenience of shopping online is causing brick and mortar stores to go out of business or to consolidate locations. Sears & Kmart (46 Stores), Toys R Us (735 Stores), Bon Ton (256), and Sam’s Club (63 Stores) are just some of the national chains that have closed stores due to..

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Subrogation, What Does it Mean to You?

While combing through many contracts over the past few years I’ve come across the word subrogation many times. When I started my career at Hausmann-Johnson Insurance I understood the idea behind subrogation, but I didn’t completely comprehend what these contracts were asking our insurance..

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The Fundamentals of the National Flood Insurance Program (NFIP)

Author: Doug Lefeber

Category: Property & Casualty

  1. Who can purchase a flood policy?

All owners of insurable property (building and/or contents) in a community that participates in the NFIP.

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Important Flood Links and Information

Here are some important links we've gathered that may help answer questions regarding the historic flooding in Southern Wisconsin this week:

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