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Are Traveling Employees Covered by Workers Compensation?

As a claims counselor, I get a lot of questions about employees who are required to travel for their jobs.  Is my employee covered when he flies to San Diego for business?  What if he takes a side visit as a tourist and is injured?  Where exactly is the line drawn for traveling employees?

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Violence in the Workplace - My Story

Growing up in the Midwest, I always felt secure and never thought about horrible things that could go wrong outside of my home.  I began my career in insurance working for Wausau Insurance Companies and was a multiple line claims adjuster in the areas of the Upper Peninsula of Michigan and..

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10 Ways to Save Money on Your Worker’s Compensation Premium

There are many ways claims can affect an employer's experience mod and worker's compensation premium. Here are my top 10 tips for keeping costs to a minimum:

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Reporting Workers’ Compensation Claims

Workers’ compensation laws are often misunderstood because they can vary significantly between states. If your employee reports an injury and you are unsure of what steps to take, you are not alone. However, regardless of your company’s geographical location, the first two days after an employee..

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How to get the Best Claims Service from your Adjuster and Insurance Agency

Whether you are a large corporation or a business owner with five employees, when you have an injured worker you need help. You can look for assistance from your insurance agent and your workers compensation insurance carrier.

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Opioid Use in the Workplace: Should I be Concerned?

My husband recently had shoulder surgery and his physician wrote him a prescription for oxycodone. He did not end up using the pills and they now sit in a bathroom drawer.  How many of you have experienced the same scenario if you recently had a tooth pulled or outpatient surgery?

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Are Older Workers a Risk in my Business?

As a business owner, you may study many demographic factors about your employees.  Do you ever think about what will happen to your older employees if they choose not to retire and want to continue to work for whatever reason? Do you see this as an advantage or disadvantage?

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Light Duty: It's Not Just For Workers Compensation Anymore

One of the first things we learn when we become involved in workers compensation claims management is the importance of returning the injured employee to work as soon as possible. While medical costs associated with the injury do impact your workers compensation loss ratio, lost time has a..

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Substance abuse legislative changes

New bill increases consequences for injury related accidents caused from drug and alcohol abuse, benefits employer.

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