How would you like to save money on your workers compensation premium and not have to do much work to do so? Sound too good to be true? One of the best ways to save money, and a motto I have preached for years, is this: Eliminate any lag time between when your employee is injured and when you..
The Illinois amendment stating that employees in an “essential” industry who contract COVID-19 are covered by worker’s compensation was repealed by the Illinois Workers Compensation Commission in an unanimous vote on April 27, 2020. Some individuals interviewed in the Business Insurance article..
Attention businesses that have employees in the state of Illinois: On April 13, 2020 the Worker's Compensation Commission in Illinois unilaterally approved an amendment to their worker's compensation law. The amendment states that any employees in an “essential” industry (as defined by Governor..
As business owners, we are all challenged with the COVID-19 pandemic and many people are wondering how worker's compensation comes into play. Think of the COVID-19 virus as any other virus that employees are exposed to. What benefits are available when employees get sick and have to stay home to..
As an employer, you must realize that not all injuries are from a physical or occupational injury. Mental stress injuries also occur and may be found to be compensable. Wisconsin is one of the few states that recognizes that mental injuries can be presented as worker’s compensation claims as..
I just celebrated another anniversary of working in the insurance industry. (I won’t tell you the year I started, but a clue is that President Ronald Reagan was still in office!) My first job with an insurance company was right out of college where I was trained and consequently gained my first..
As a claims counselor, I get a lot of questions about employees who are required to travel for their jobs. Is my employee covered when he flies to San Diego for business? What if he takes a side visit as a tourist and is injured? Where exactly is the line drawn for traveling employees?
Growing up in the Midwest, I always felt secure and never thought about horrible things that could go wrong outside of my home. I began my career in insurance working for Wausau Insurance Companies and was a multiple line claims adjuster in the areas of the Upper Peninsula of Michigan and..
There are many ways claims can affect an employer's experience mod and worker's compensation premium. Here are my top 10 tips for keeping costs to a minimum:
Workers’ compensation laws are often misunderstood because they can vary significantly between states. If your employee reports an injury and you are unsure of what steps to take, you are not alone. However, regardless of your company’s geographical location, the first two days after an employee..